Answers
Frequently asked questions
Everything about buying, financing and insuring your next car at R&V.
Do you finance bad credit or no credit?
Yes. We work with multiple lenders and offer in-house options for every credit situation — good, bad, no credit, first-time buyers and ITIN applicants. Apply online in minutes with no obligation and we'll find the best fit.
How much down payment do I need?
Down payments start low and depend on the vehicle and your approval. Many customers drive home with a modest down payment. Use the calculator on any vehicle page for an estimate, or call for exact numbers.
Can I get approved with an ITIN instead of an SSN?
Yes. We have ITIN financing programs for customers without a Social Security number. Bring your ITIN, proof of income and residence, and a valid ID to get started.
What do I need to bring to buy a car?
Typically a valid photo ID or passport, proof of income (recent pay stubs or bank statements), proof of residence (a utility bill), proof of insurance, and your down payment. We'll confirm exactly what applies to your approval.
Do you help with car insurance?
Yes. We help you get affordable Texas auto insurance right at the dealership — liability, full coverage, and SR-22 filings — so you meet state requirements and drive off the same day.
Do you accept trade-ins?
We do. Bring your current vehicle for a free appraisal and apply the value toward your next car to lower your payment. You can also sell it to us outright. Start with our Sell / Trade form.
Are your cars inspected? Do they have clean titles?
Every vehicle on our lot is inspected and carries a clean title unless clearly noted otherwise. We'll tell you exactly what you're buying — no surprises.
Can I apply online before coming in?
Absolutely. Complete the secure online application and we'll review it and contact you with your options, so most of the paperwork is done before you arrive on Bingle Rd.
Do you offer Buy Here Pay Here?
Yes, Buy Here Pay Here financing is available for qualifying customers. Ask us about in-house payment options when you apply.
Where are you located and what are your hours?
R&V Auto Sales is at 2030 Bingle Rd #B, Houston, TX 77055, in the Spring Branch area. Hours: Mon–Sat 9:00 AM – 7:00 PM · Sun by appointment. Call (832) 692-3056 anytime.